Insurance Plan
The insurance plan for Georgia State University international students & scholars is detailed in the FAQs below, and the specific websites are listed on the links to the right.
1. Who is covered by Pearce and Pearce?
- Undergraduate and Graduate International Students holding “F” or “J” visa status.
- Graduate Students receiving Full-time tuition waivers
- Graduate Students receiving fellowships that fully fund their tuition
2. When does my coverage begin, and how much does it cost?
2009-2010 Mandatory Student Insurance Plan Premiums
Fall Semester Spring & Summer Semester Premiums: (08/01/09-01/07/10) (01/08/10-07/31/10) Mandatory Undergraduate $379.00 $501.00 Mandatory Graduate Int’l $432.00 $571.00 Mandatory Graduate w/ FT Tuition Waiver or Fellowship $401.00 $401.50 Mandatory Graduate w/ A&S FT Tuition Waiver $326.50 $326.50 Voluntary $733.00 $969.00 Summer Semester Total – All 3 semesters Premiums: (05/01/10 -07/31/10) (08/01/09-07/31/10) Mandatory Undergraduate $215.00 N/A Mandatory Graduate Int’l $246.00 N/A Mandatory Graduate w/ FT Tuition Waiver or Fellowship $246.00 N/A Mandatory Graduate w/ A&S FT Tuition Waiver $246.00 N/A Voluntary $417.00 $1,702.00
Definitions:
· Mandatory Undergraduate: undergraduate students with a "F" or "J" visa status
· Mandatory Graduate Int'l: graduate students with a "F" or "J" visa status
· Mandatory Graduate w/ FT Tuition Waiver or Fellowship: graduate students receiving full-time tuition waivers or fellowships
· Mandatory Graduate w/ A&S FT Tuition Waiver: graduate A&S students receiving full-time tuition waivers
· Voluntary: all students who are not part of the mandatory groups AND enrolled for six (6) or more credit hours per semester
3. What does Pearce and Pearce cover?
|
Doctor’s Visits? | |
|
GSU Health Clinic |
ü No deductible |
|
In-Network |
ü $250 Deductible (Graduate) ü No deductible (Undergraduate) ü Undergraduates http://www.pearceandpearce.com/PearceSite/Schools/GA/gsu/PDFs/gsuu0910.pdf ü Graduates http://www.pearceandpearce.com/PearceSite/Schools/GA/gsu/PDFs/gsug0910.pdf ü First Health PPO Network (check with GSU Health Services for a list of in network providers) |
|
Out-Network |
ü $250 Deductible (Undergraduate) ü $300 Deductible (Graduate) ü Undergraduates http://www.pearceandpearce.com/PearceSite/Schools/GA/gsu/PDFs/gsuu0910.pdf ü Graduates http://www.pearceandpearce.com/PearceSite/Schools/GA/gsu/PDFs/gsug0910.pdf |
4. I registered today, but the insurance charge is not there.
Insurance charges post once a day early in the morning. Therefore, if you register in the morning today then your charges will be posted the next business day.
5. I registered in early registration and was charged $432, but I have a GRA.
The reduced rate is credited on the next day after your GRA waiver is posted to your account by your home department.
6. Will I get an insurance card?
Yes, you will receive your permanent insurance card, directly from Pearce and Pearce in the mail.
7. What if I need to see a doctor and my insurance card has not yet arrived?
You would need to enroll at Pearce and Pearce’s website. Go to http://www.studentinsurance.com/ and you will enroll yourself under the Mandatory Plan. After 24 hours you will be able to log in to your account and print a Temporary Insurance card.
8. I am an OPT student, am I required to have the Mandatory health insurance?
No. Students that have OPT may purchase the Pearce and Pearce voluntary insurance or other insurance plans of your choice. If you have any other questions please visit the International Student & Scholar Services office for other options.
9. How do I apply for a waiver?
Students who already have comparable insurance coverage can waive the insurance requirement by using an online process provided on the Pearce & Pearce website for Georgia State University at www.studentinsurance.com. A comparable plan is one that meets the minimum requirements indicated on the website above or is on the approved waiver list. If your home country is not listed then select the option Other and describe your coverage in the text box on the next page.
10. Can my waiver be denied?
Yes, if your insurance does not provide acceptable coverage in comparison with that provided by Pearce and Pearce. However if your plan has comparable coverage and you still have been denied then follow the steps below:
- If denied the first time, you may appeal by re-applying at Pearce and Pearce.
- If denied the second time, you may appeal to the University at Student Accounts.
11. If I have more questions, who should I ask?
Please contact the Office of Student Accounts (404) 413-2146, or Pearce & Pearce, Inc. (http://www.studentinsurance.com/, 1-888-222-6491, or gsu@studentinsurance.com).
